Disclaimer

Last updated: May 15, 2026

Welcome to MoneyCanBeSimple.com (the “Site”). By accessing or using this Site, you acknowledge and agree to the terms of this Disclaimer.

General Information Only

The information provided on MoneyCanBeSimple.com is for general informational and educational purposes only. All content reflects the personal opinions, experiences, and research of the author and is shared with the goal of helping readers think more clearly about personal finance.

Not Financial, Investment, Tax, or Legal Advice

I am not a licensed financial advisor, investment advisor, Certified Financial Planner (CFP), Certified Public Accountant (CPA), Chartered Financial Analyst (CFA), tax professional, or attorney. Nothing on this Site should be interpreted as:

  • Personalized financial, investment, retirement, real estate, tax, or legal advice
  • A recommendation to buy, sell, or hold any specific security, asset, or financial product
  • A solicitation or offer to engage in any financial transaction
  • A substitute for advice from a qualified, licensed professional

Personal finance is personal. Your individual circumstances — including income, debt, family situation, risk tolerance, and goals — matter significantly. Before making any financial decision, you should consult with a qualified financial advisor, tax professional, accountant, attorney, or other licensed expert who can evaluate your specific situation.

No Professional Relationship

Reading this Site, subscribing to the newsletter, or communicating with me via email or social media does not create a fiduciary, advisor–client, or any other professional relationship between you and me.

Accuracy and Completeness

I make every reasonable effort to ensure that the information on this Site is accurate and up to date. However, financial markets, tax laws, regulations, interest rates, and other relevant factors change frequently. I make no warranties, express or implied, regarding the completeness, accuracy, reliability, suitability, or availability of any information on the Site. Any reliance you place on such information is strictly at your own risk.

Forward-Looking Statements and Predictions

Some articles on this Site, including the Armchair Economist series, contain forecasts, predictions, or forward-looking statements about the economy, markets, or financial trends. These are personal opinions based on publicly available information and are inherently uncertain. Actual outcomes may differ significantly from any predictions made on this Site. Past performance is not indicative of future results.

External Links

This Site may contain links to third-party websites for additional information or convenience. I do not endorse, control, or take responsibility for the content, accuracy, privacy practices, or any other aspect of those external sites. Visiting third-party sites is at your own risk.

Affiliate Disclosure

This Site may, from time to time, contain affiliate links. If you click on such a link and make a qualifying purchase, I may receive a small commission at no additional cost to you. I only mention products or services I personally find useful, but you should always do your own research before making any purchase decision.

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Your Responsibility

You are solely responsible for your own financial decisions. By using this Site, you agree that you will not hold the author or MoneyCanBeSimple.com liable for any financial loss, damages, or other consequences resulting from your use of the information provided.

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